September 8, 2025
The 2025 Short-Term Health Insurance Shake-Up Here’s What You Need to Know If you’ve ever felt stuck between losing coverage and finding a full-blown health plan, short-term health insurance probably sounded like a lifesaver. But until recently, most of these plans only lasted three months max, barely enough to bridge the gap between jobs, schools, …
Best Maternity Health Coverage: What to Look for Before Enrolling
September 2, 2025
Bringing a new life into the world is exciting, but it also comes with many responsibilities, especially when it comes to healthcare. One of the most important steps you can take before pregnancy is making sure you have the best maternity health coverage. From prenatal visits and ultrasounds to delivery and newborn care, the costs …
State of Illinois Health Insurance Exchange: What to Know
Last modified on September 1st, 2025
Big news for Illinois residents: The state is changing how you shop for health insurance. Starting with the 2026 plan year, Illinois is moving from the federal marketplace, HealthCare.gov, to its own State-Based Health Insurance Exchange. This change means the state of Illinois will now manage its own online platform where people can compare and …
ICHRA for Employers and Employees: Smarter Health Insurance Savings
Last modified on September 1st, 2025
Health insurance costs have been rising for both businesses and workers, creating pressure on budgets and limiting choices. The Individual Coverage Health Reimbursement Account (ICHRA) is designed to solve this challenge by offering flexibility and cost control. Unlike traditional group health insurance, where employers carry the burden of selecting one plan for everyone, ICHRA allows …
Startup Health Insurance: Why ICHRA Works Best for Multi-State Teams
Last modified on September 1st, 2025
Startups today look very different from just a decade ago. Teams are leaner, more remote, and often spread across multiple states. In this fast-paced environment, traditional employee benefits, especially health insurance, haven’t kept up. Founders are left juggling high premiums, regional plan limitations, and rigid policies that don’t support how modern businesses operate. So now, …
Big Beautiful Bill HSA Changes: Expanded Eligibility for ACA Bronze Plan Holders
August 25, 2025
Finally, a Game-Changer for Affordable Healthcare Savings If you’ve ever felt locked out of Health Savings Account (HSA) benefits because your ACA Bronze plan wasn’t “high-deductible enough,” you’re not alone. Millions of Americans have faced this frustrating roadblock for years. But here’s the good news, the newly passed One Big Beautiful Bill Act (often called …
ICHRA vs Group Health Insurance: Pros, Cons & How to Choose
August 21, 2025
Choosing the right employee health insurance can feel overwhelming, especially with so many new options for small businesses and employers to consider. One of the biggest shifts in recent years is the rise of the Individual Coverage Health Reimbursement Arrangement (ICHRA) , a flexible, defined contribution approach compared to traditional group health insurance, which follows …
Aetna CVS Health to Exit ACA Marketplace in 2026 — What To Do Next?
July 18, 2025
If you’re one of the many Americans relying on an Aetna CVS Health individual or family plan through the Affordable Care Act (ACA) Marketplace, you’ve likely heard the big news: Starting January 1, 2026, Aetna CVS Health will no longer offer plans on the ACA Marketplace. This change will affect an estimated 1 million policyholders …
Best Health Insurance in Maryland: Top Plans for 2025
Last modified on July 17th, 2025
Health insurance is more than a safety net; it’s your frontline defense against rising medical expenses. In 2025, Maryland residents face new challenges and opportunities when it comes to finding quality health coverage. From updated state marketplace offerings to shifting premiums and benefits, the landscape has evolved significantly. Whether you’re self-employed, supporting a family, or …
HSA Contribution Limit 2026: What You Need to Know About IRS Updates
Last modified on September 1st, 2025
Navigating health insurance options can feel overwhelming, especially with frequent regulatory updates and rising healthcare costs. For individuals and families who want to balance affordability and savings, a Health Savings Account (HSA) offers a valuable solution, especially when paired with a High Deductible Health Plan (HDHP). In 2026, the IRS announced updated rules and thresholds …
