How Does ICHRA Work and What Are the Tax Advantages?
December 9, 2025
A Smarter Way to Offer Health Coverage Rising health insurance costs have made it difficult for small and mid-sized businesses to offer employee benefits. Traditional group health plans often come with yearly premium hikes, rigid structures, and limited choices, leaving both employers and employees frustrated. That’s why many businesses are now turning to Individual Coverage …
International Health Insurance Costs Explained: What You Need to Know
December 5, 2025
Why International Health Insurance Costs Matter When you’re planning to live, work, or retire abroad, one of the biggest questions that comes up is, “How much will international health insurance cost me?” It’s an important question and one that deserves a clear answer. Healthcare costs around the world can vary dramatically. A short hospital stay …
Self-Employed Health Insurance: What You Need to Know to Compare & Save
December 4, 2025
Introduction: Why Getting Health Insurance as a Self-Employed Professional Feels So Overwhelming If you’re self-employed, you already juggle enough clients, invoices, deadlines, and taxes. But when it comes to health insurance for self-employed individuals, the challenge goes beyond paperwork. Unlike employees with company-sponsored coverage, you’re responsible for finding and paying for your entire plan yourself. …
How to Set Up an ICHRA for Small Businesses and Startups
December 3, 2025
Health insurance is one of the biggest challenges small businesses and startups face today. With rising premiums and limited options, many founders feel stuck between offering costly group coverage or leaving their team uninsured. This is where Individual Coverage Health Reimbursement Arrangements (ICHRAs) come in. An ICHRA is a modern health benefit that allows employers …
How ICHRA Affordability Is Calculated and Why It Matters for Compliance
Last modified on December 3rd, 2025
The Individual Coverage Health Reimbursement Arrangement (ICHRA) has become one of the most flexible ways for employers to offer health benefits. Instead of paying for one group health insurance plan, companies can give employees a set monthly allowance to buy their own coverage. This gives employees more choice and helps businesses manage costs. But with …
QSEHRA vs ICHRA: Which Health Reimbursement Plan Fits Your Business?
Last modified on December 3rd, 2025
Health insurance remains one of the most important and expensive benefits a small business can offer. But as premiums rise and remote work becomes more common, traditional group health insurance is no longer the only option. Many small employers are turning to health reimbursement arrangements (HRAs) as flexible, cost-controlled alternatives. Two of the most popular …
Part-Time Employee Health Insurance: What Are Your Options in 2025?
September 30, 2025
Health insurance is no longer just a concern for full-time employees. With more people working reduced hours, freelancing, or balancing multiple jobs, the demand for part-time employee health insurance has grown rapidly. Yet, finding the right coverage in 2025 can feel confusing, as employer rules, state regulations, and plan options all play a role. The …
Dental Insurance for Veneers: Costs, Exceptions, and Smarter Options
Last modified on October 1st, 2025
Dental veneers are one of the most effective ways to improve a smile. They cover stained, chipped, or uneven teeth and provide a natural-looking result that can last for years. But with a single veneer costing up to $2,500, many people ask the same question: Is there dental insurance for veneers? The short answer: usually …
How to Get Affordable Health Insurance Options 2025-26
September 17, 2025
As we move into 2026, the search for affordable health insurance remains a key concern for many individuals and families. With the increasing costs of healthcare, it’s essential to understand the wide range of health insurance options available, ensuring you choose a plan that balances both comprehensive coverage and manageable premiums. Whether you’re exploring individual …
Best Early Retirement Health Insurance Options If You’re Under 65
September 15, 2025
Retiring Early? Here’s What to Do About Health Insurance Before 65 So, you’re planning to retire early – congratulations! But here’s the thing you should know: Medicare doesn’t come in until age 65, and you’re left wondering, “How am I supposed to get health insurance in the meantime?” You’re not alone. Tens of thousands of …
