Health Insurance for Freelancers: How to Find Affordable Coverage
January 19, 2026
If you’re freelancing (or running your own small business), you already know the freedom is real. You pick your clients. You set your schedule. You control your income. But then comes the part that stresses almost every self-employed person out: Health insurance. And if you’re stuck, you’re not alone. Health insurance for freelancers can feel …
Dental Insurance for Wisdom Teeth Removal: What’s Covered and How to Save in 2026
January 12, 2026
Wisdom teeth removal is a common procedure that many people undergo in their late teens or early twenties. However, the cost of this dental surgery can be significant, and understanding how dental insurance covers it is crucial. In this guide, we’ll explore what dental insurance for wisdom teeth removal typically covers, how to maximize your …
What Are Self-Insured Health Insurance Plans? Pros, Cons, and Insights
December 30, 2025
Self-insured health insurance plans are becoming an increasingly popular option for individuals and businesses seeking more control over healthcare costs. Unlike traditional health insurance, where a third-party insurer takes on the financial risk of medical expenses, self-insured plans allow individuals or employers to manage their own healthcare costs. This model can offer significant benefits, but …
Individual vs Family Health Insurance Plans (2025): Which Is Right for You?
December 19, 2025
Choosing Smart Health Coverage Matters More Than Ever Health insurance isn’t just a financial product. It’s a safety net that protects you and the people you love from unpredictable medical costs. In 2025, with healthcare prices continuing to rise across the United States, selecting the right type of health plan has never been more important. …
How Does ICHRA Work and What Are the Tax Advantages?
December 9, 2025
A Smarter Way to Offer Health Coverage Rising health insurance costs have made it difficult for small and mid-sized businesses to offer employee benefits. Traditional group health plans often come with yearly premium hikes, rigid structures, and limited choices, leaving both employers and employees frustrated. That’s why many businesses are now turning to Individual Coverage …
International Health Insurance Costs Explained: What You Need to Know
December 5, 2025
Why International Health Insurance Costs Matter When you’re planning to live, work, or retire abroad, one of the biggest questions that comes up is, “How much will international health insurance cost me?” It’s an important question and one that deserves a clear answer. Healthcare costs around the world can vary dramatically. A short hospital stay …
Self-Employed Health Insurance: What You Need to Know to Compare & Save
December 4, 2025
Introduction: Why Getting Health Insurance as a Self-Employed Professional Feels So Overwhelming If you’re self-employed, you already juggle enough clients, invoices, deadlines, and taxes. But when it comes to health insurance for self-employed individuals, the challenge goes beyond paperwork. Unlike employees with company-sponsored coverage, you’re responsible for finding and paying for your entire plan yourself. …
How to Set Up an ICHRA for Small Businesses and Startups
December 3, 2025
Health insurance is one of the biggest challenges small businesses and startups face today. With rising premiums and limited options, many founders feel stuck between offering costly group coverage or leaving their team uninsured. This is where Individual Coverage Health Reimbursement Arrangements (ICHRAs) come in. An ICHRA is a modern health benefit that allows employers …
How ICHRA Affordability Is Calculated and Why It Matters for Compliance
Last modified on December 3rd, 2025
The Individual Coverage Health Reimbursement Arrangement (ICHRA) has become one of the most flexible ways for employers to offer health benefits. Instead of paying for one group health insurance plan, companies can give employees a set monthly allowance to buy their own coverage. This gives employees more choice and helps businesses manage costs. But with …
QSEHRA vs ICHRA: Which Health Reimbursement Plan Fits Your Business?
Last modified on December 3rd, 2025
Health insurance remains one of the most important and expensive benefits a small business can offer. But as premiums rise and remote work becomes more common, traditional group health insurance is no longer the only option. Many small employers are turning to health reimbursement arrangements (HRAs) as flexible, cost-controlled alternatives. Two of the most popular …
