How ICHRA Affordability Is Calculated and Why It Matters for Compliance
October 15, 2025
The Individual Coverage Health Reimbursement Arrangement (ICHRA) has become one of the most flexible ways for employers to offer health benefits. Instead of paying for one group health insurance plan, companies can give employees a set monthly allowance to buy their own coverage. This gives employees more choice and helps businesses manage costs. But with …
QSEHRA vs ICHRA: Which Health Reimbursement Plan Fits Your Business?
Last modified on October 7th, 2025
Health insurance remains one of the most important and expensive benefits a small business can offer. But as premiums rise and remote work becomes more common, traditional group health insurance is no longer the only option. Many small employers are turning to health reimbursement arrangements (HRAs) as flexible, cost-controlled alternatives. Two of the most popular …
Part-Time Employee Health Insurance: What Are Your Options in 2025?
September 30, 2025
Health insurance is no longer just a concern for full-time employees. With more people working reduced hours, freelancing, or balancing multiple jobs, the demand for part-time employee health insurance has grown rapidly. Yet, finding the right coverage in 2025 can feel confusing, as employer rules, state regulations, and plan options all play a role. The …
Dental Insurance for Veneers: Costs, Exceptions, and Smarter Options
Last modified on October 1st, 2025
Dental veneers are one of the most effective ways to improve a smile. They cover stained, chipped, or uneven teeth and provide a natural-looking result that can last for years. But with a single veneer costing up to $2,500, many people ask the same question: Is there dental insurance for veneers? The short answer: usually …
How to Get Affordable Health Insurance Options 2025-26
September 17, 2025
As we move into 2026, the search for affordable health insurance remains a key concern for many individuals and families. With the increasing costs of healthcare, it’s essential to understand the wide range of health insurance options available, ensuring you choose a plan that balances both comprehensive coverage and manageable premiums. Whether you’re exploring individual …
Best Early Retirement Health Insurance Options If You’re Under 65
September 15, 2025
Retiring Early? Here’s What to Do About Health Insurance Before 65 So, you’re planning to retire early – congratulations! But here’s the thing you should know: Medicare doesn’t come in until age 65, and you’re left wondering, “How am I supposed to get health insurance in the meantime?” You’re not alone. Tens of thousands of …
September 8, 2025
The 2025 Short-Term Health Insurance Shake-Up Here’s What You Need to Know If you’ve ever felt stuck between losing coverage and finding a full-blown health plan, short-term health insurance probably sounded like a lifesaver. But until recently, most of these plans only lasted three months max, barely enough to bridge the gap between jobs, schools, …
Best Maternity Health Coverage: What to Look for Before Enrolling
September 2, 2025
Bringing a new life into the world is exciting, but it also comes with many responsibilities, especially when it comes to healthcare. One of the most important steps you can take before pregnancy is making sure you have the best maternity health coverage. From prenatal visits and ultrasounds to delivery and newborn care, the costs …
State of Illinois Health Insurance Exchange: What to Know
Last modified on September 1st, 2025
Big news for Illinois residents: The state is changing how you shop for health insurance. Starting with the 2026 plan year, Illinois is moving from the federal marketplace, HealthCare.gov, to its own State-Based Health Insurance Exchange. This change means the state of Illinois will now manage its own online platform where people can compare and …
ICHRA for Employers and Employees: Smarter Health Insurance Savings
Last modified on September 1st, 2025
Health insurance costs have been rising for both businesses and workers, creating pressure on budgets and limiting choices. The Individual Coverage Health Reimbursement Account (ICHRA) is designed to solve this challenge by offering flexibility and cost control. Unlike traditional group health insurance, where employers carry the burden of selecting one plan for everyone, ICHRA allows …
