{"id":1815,"date":"2025-06-26T02:04:47","date_gmt":"2025-06-26T07:04:47","guid":{"rendered":"https:\/\/www.ahix.com\/blog\/?p=1815"},"modified":"2026-03-24T01:43:48","modified_gmt":"2026-03-24T06:43:48","slug":"hsa-contribution-limit-2026","status":"publish","type":"post","link":"https:\/\/www.ahix.com\/blog\/hsa-contribution-limit-2026\/","title":{"rendered":"HSA Contribution Limits 2026: Complete IRS Guide Including OBBBA Changes"},"content":{"rendered":"

The 2026 HSA contribution limit is $4,400 for self-only coverage and $8,750 for family coverage. If you are age 55 or older, you can contribute an extra $1,000 catch-up amount. For 2026, all Bronze and Catastrophic Marketplace plans are also HSA-eligible under the new law.\u00a0\u00a0<\/span><\/p>\n

The IRS released the 2026 Health Savings Account (HSA) contribution limits in IRS Revenue Procedure 2025-19 (May 1, 2025). Individual limits rise to $4,400 and family limits to $8,750. But the bigger story for 2026 is the One Big Beautiful Bill Act (OBBBA), signed July 4, 2025, which is the most significant expansion of HSA eligibility since these accounts were created in 2003.<\/p>\n

IRS Notice 2026-5 (December 9, 2025) provides the official technical guidance. It permanently extends telehealth pre-deductible coverage, makes Bronze and Catastrophic ACA Exchange plans HSA-compatible, and allows Direct Primary Care Service Arrangements (DPCSAs) as HSA-eligible expenses, effective January 1, 2026.\u00a0\u00a0<\/span><\/p>\n

2026 HSA Quick Answer<\/b>\u00a0<\/span><\/p>\n