{"id":1870,"date":"2025-07-18T06:42:35","date_gmt":"2025-07-18T11:42:35","guid":{"rendered":"https:\/\/www.ahix.com\/blog\/?p=1870"},"modified":"2025-07-18T06:49:50","modified_gmt":"2025-07-18T11:49:50","slug":"aetna-cvs-health-to-exit-aca-marketplace-in-2026","status":"publish","type":"post","link":"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/","title":{"rendered":"Aetna CVS Health to Exit ACA Marketplace in 2026 \u2014 What To Do Next?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019re one of the many Americans relying on an Aetna CVS Health individual or family plan through the <\/span>Affordable Care Act (ACA) Marketplace<span style=\"font-weight: 400;\">, you\u2019ve likely heard the big news: <\/span><b>Starting January 1, 2026, Aetna CVS Health will no longer offer plans on the ACA Marketplace.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This change will affect an estimated <\/span><b>1 million policyholders across 17 states<\/b><span style=\"font-weight: 400;\">, leaving many to wonder: <\/span><i><span style=\"font-weight: 400;\">What happens to my health insurance plan? How do I find a new plan?<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Don\u2019t worry \u2014 you\u2019re not alone. Let\u2019s break down exactly what\u2019s happening, why it matters, and how you can take simple steps to secure the right health coverage for 2026. And if you\u2019d rather not navigate it alone, the team at <\/span><a href=\"https:\/\/www.ahix.com\/\"><b>AHiX Marketplace<\/b><\/a><span style=\"font-weight: 400;\"> is ready to help you compare <\/span><a href=\"https:\/\/www.ahix.com\/health-insurance\/qualified-health-plans\"><span style=\"font-weight: 400;\">ACA-compliant plans<\/span><\/a><span style=\"font-weight: 400;\"> and choose what works best for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before we get into what you should do next, it helps to understand why Aetna CVS Health is making this change.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#Why_Is_Aetna_CVS_Health_Leaving_the_ACA_Marketplace_in_2026\" >Why Is Aetna CVS Health Leaving the ACA Marketplace in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#Aetna_to_Leave_ACA_Marketplace_Whos_Impacted\" >Aetna to Leave ACA Marketplace: Who\u2019s Impacted?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#What_Happens_to_My_Current_Aetna_Marketplace_Plan_in_2025\" >What Happens to My Current Aetna Marketplace Plan in 2025?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#When_to_Switch_Aetna_ACA_Plans_%E2%80%94_Open_Enrollment_2025_Timeline_Tips\" >When to Switch Aetna ACA Plans \u2014 Open Enrollment 2025 Timeline &amp; Tips<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#How_to_Compare_Marketplace_Health_Insurance_Plans_%E2%80%94_Without_the_Headache\" >How to Compare Marketplace Health Insurance Plans \u2014 Without the Headache<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#Why_Use_AHiX_Marketplace_to_Shop_for_Your_New_Health_Insurance_Plan\" >Why Use AHiX Marketplace to Shop for Your New Health Insurance Plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#Will_ACA_Subsidies_Still_Be_Available_in_2026\" >Will ACA Subsidies Still Be Available in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#Key_Takeaways_for_Aetna_ACA_Members\" >Key Takeaways for Aetna ACA Members<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#Frequently_Asked_Questions_about_Aetna_CVS_Exiting_ACA_Marketplace_in_2026\" >Frequently Asked Questions about Aetna CVS Exiting ACA Marketplace in 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#1_What_happens_to_my_Aetna_Marketplace_health_insurance_after_2025\" >1. What happens to my Aetna Marketplace health insurance after 2025?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#2_Will_I_lose_my_doctors_when_Aetna_leaves_the_Marketplace\" >2. Will I lose my doctors when Aetna leaves the Marketplace?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#3_When_should_I_switch_my_Aetna_Marketplace_plan\" >3. When should I switch my Aetna Marketplace plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#4_How_can_I_find_the_best_ACA_Marketplace_plan_to_replace_Aetna\" >4. How can I find the best ACA Marketplace plan to replace Aetna?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#5_Can_I_get_ACA_subsidies_if_Aetna_cancels_my_Marketplace_plan\" >5. Can I get ACA subsidies if Aetna cancels my Marketplace plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#6_Do_I_need_to_cancel_my_Aetna_Marketplace_plan_myself\" >6. Do I need to cancel my Aetna Marketplace plan myself?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#7_What_if_I_miss_Open_Enrollment_when_Aetna_leaves_the_ACA_Marketplace\" >7. What if I miss Open Enrollment when Aetna leaves the ACA Marketplace?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#8_Can_an_insurance_agent_help_me_find_a_new_plan_when_Aetna_leaves_the_Marketplace\" >8. Can an insurance agent help me find a new plan when Aetna leaves the Marketplace?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/#Want_more_help\" >Want more help?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_Is_Aetna_CVS_Health_Leaving_the_ACA_Marketplace_in_2026\"><\/span><b>Why Is Aetna CVS Health Leaving the ACA Marketplace in 2026?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Many people are searching online for <\/span><i><span style=\"font-weight: 400;\">\u201cWhy is Aetna leaving the ACA Marketplace?\u201d<\/span><\/i><span style=\"font-weight: 400;\"> \u2014 and it\u2019s a fair question.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The decision to exit the public Marketplace is part of a larger strategic shift for CVS Health, which owns Aetna. Rising costs, challenging financial performance, and a new management team focused on streamlining operations all played a role in this move.<\/span><\/p>\n<p>In its 2025 earnings report, CVS Health reported strong overall revenue but noted that the individual ACA plans were no longer sustainable for their business model. By stepping away, the company plans to refocus on other health benefits, like Medicare Advantage and employer-sponsored plans \u2014 areas they believe can deliver better value for both the company and members.<\/p>\n<p><span style=\"font-weight: 400;\">So, now that you know why this change is happening, let\u2019s look at exactly who needs to pay attention to it.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aetna_to_Leave_ACA_Marketplace_Whos_Impacted\"><\/span>Aetna to Leave ACA Marketplace: Who\u2019s Impacted?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1878 size-full\" src=\"https:\/\/www.ahix.com\/blog\/wp-content\/uploads\/2025\/07\/Who-Will-Be-Affected-by-Aetnas-ACA-Exit.jpg\" alt=\"Aetna\u2019s Exit to ACA \" width=\"750\" height=\"350\" srcset=\"https:\/\/www.ahix.com\/blog\/wp-content\/uploads\/2025\/07\/Who-Will-Be-Affected-by-Aetnas-ACA-Exit.jpg 750w, https:\/\/www.ahix.com\/blog\/wp-content\/uploads\/2025\/07\/Who-Will-Be-Affected-by-Aetnas-ACA-Exit-300x140.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s the short answer:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">If you have an <\/span><a href=\"https:\/\/www.ahix.com\/health-insurance\/individual-plans\"><b>individual<\/b><\/a><b> or <\/b><a href=\"https:\/\/www.ahix.com\/health-insurance\/family-plans\"><b>family health insurance plan<\/b><\/a><span style=\"font-weight: 400;\"> purchased through <\/span><a href=\"http:\/\/healthcare.gov\" target=\"_blank\" rel=\"noopener\"><b>Healthcare.gov<\/b><\/a><span style=\"font-weight: 400;\"> or your state\u2019s ACA exchange, and your card says <\/span><a href=\"https:\/\/www.aetnacvshealth.com\/\" target=\"_blank\" rel=\"noopener\"><b>Aetna CVS Health<\/b><\/a><span style=\"font-weight: 400;\">, your plan will end after <\/span><b>December 31, 2025<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This change <\/span><b>does not affect<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aetna <\/span>Medicare Advantage plans<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Aetna employer-sponsored group plans<b><br \/>\n<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Other private, <\/span><a href=\"https:\/\/www.ahix.com\/health-insurance\/non-qualified-health-plans\"><span style=\"font-weight: 400;\">non-ACA plans<\/span><\/a><span style=\"font-weight: 400;\"> you may have through work or other channels<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s worth double-checking:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Are you under 65 and not on Medicare?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Did you buy your plan through the Marketplace or your state\u2019s exchange?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Is your insurance card branded with Aetna or CVS Health?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you answered yes to all three, you\u2019ll need to find a new plan for 2026.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, if you\u2019re among those affected, here\u2019s what you can expect for the rest of this year.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Happens_to_My_Current_Aetna_Marketplace_Plan_in_2025\"><\/span><b>What Happens to My Current Aetna Marketplace Plan in 2025?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Good news: <\/span><b>Nothing changes for 2025.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You can continue seeing your doctors, filling prescriptions, and using your Aetna CVS Health benefits like you always have \u2014 right up until <\/span><b>December 31, 2025<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you haven\u2019t received one already, Aetna will send you an official letter outlining what to do next. But you don\u2019t have to wait until then to start thinking about your options \u2014 because the more prepared you are, the smoother your transition will be.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So now, the next step is to understand exactly when and how to switch to new coverage.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"When_to_Switch_Aetna_ACA_Plans_%E2%80%94_Open_Enrollment_2025_Timeline_Tips\"><\/span>When to Switch Aetna ACA Plans \u2014 Open Enrollment 2025 Timeline &amp; Tips<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1879 aligncenter\" src=\"https:\/\/www.ahix.com\/blog\/wp-content\/uploads\/2025\/07\/How-and-When-to-Switch-Your-Aetna-Marketplace-Plan-Open-Enrollment-2025.png\" alt=\"How and When to Switch Your Aetna Marketplace Plan - Open Enrollment 2025\" width=\"750\" height=\"450\" srcset=\"https:\/\/www.ahix.com\/blog\/wp-content\/uploads\/2025\/07\/How-and-When-to-Switch-Your-Aetna-Marketplace-Plan-Open-Enrollment-2025.png 750w, https:\/\/www.ahix.com\/blog\/wp-content\/uploads\/2025\/07\/How-and-When-to-Switch-Your-Aetna-Marketplace-Plan-Open-Enrollment-2025-300x180.png 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s where many people get stressed \u2014 but you don\u2019t have to be one of them!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll need to choose a new ACA-compliant plan from a different health insurance company during <\/span>Open Enrollment, which begins <strong>November 1, 2025<\/strong><span style=\"font-weight: 400;\">, in most states. This is the annual window when anyone can shop for new Marketplace plans, compare benefits, and enroll for coverage that starts <\/span><b>January 1, 2026<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, your timeline looks like this:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>July 2025:<\/b><span style=\"font-weight: 400;\"> Watch for Aetna\u2019s official letter.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>November 1, 2025:<\/b><span style=\"font-weight: 400;\"> Open Enrollment begins \u2014 the earlier you shop, the better!<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>December 15, 2025:<\/b><span style=\"font-weight: 400;\"> Deadline to finalize your new plan starting January 1, 2026.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Now it\u2019s time to figure out how to compare your options with confidence \u2014 and that\u2019s easier than you might think.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Compare_Marketplace_Health_Insurance_Plans_%E2%80%94_Without_the_Headache\"><\/span><b>How to Compare Marketplace Health Insurance Plans \u2014 Without the Headache<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Searching for <\/span><i><span style=\"font-weight: 400;\">\u201cHow do I compare ACA Marketplace plans?\u201d<\/span><\/i><span style=\"font-weight: 400;\"> or <\/span><i><span style=\"font-weight: 400;\">\u201cHow to switch health insurance plans when Aetna ends?\u201d<\/span><\/i><span style=\"font-weight: 400;\"> is a smart first step. But the process can feel overwhelming. That\u2019s where <\/span><a href=\"https:\/\/www.ahix.com\/\"><b>AHiX Marketplace<\/b><\/a><span style=\"font-weight: 400;\"> comes in.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At AHiX, we believe finding the right health insurance plan shouldn\u2019t be stressful or confusing. With our online tools and friendly licensed agents, you can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Compare multiple <a href=\"https:\/\/www.ahix.com\/health-insurance\/plan-grid\">ACA-compliant health insurance plans<\/a> side by side \u2014 so you see exactly what you\u2019re paying for.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check whether your preferred doctors and prescriptions are covered in each plan\u2019s network.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">See if you qualify for updated federal subsidies that may lower your monthly premium for 2026.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get answers to your questions \u2014 from enrollment dates to plan benefits \u2014 in plain English.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">We know every family\u2019s needs are different. Maybe you want the lowest monthly premium. Or you\u2019d rather pay more up front but have lower out-of-pocket costs when you see a specialist. We help you weigh those trade-offs so you can make the best choice for your health and your wallet.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Use_AHiX_Marketplace_to_Shop_for_Your_New_Health_Insurance_Plan\"><\/span><b>Why Use AHiX Marketplace to Shop for Your New Health Insurance Plan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When Aetna exits the Marketplace, you\u2019ll have dozens \u2014 sometimes hundreds \u2014 of plan options to choose from in your state. But more options don\u2019t always make things easier.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With <\/span><a href=\"https:\/\/www.ahix.com\/#easy-enrollment\"><b>AHiX Marketplace<\/b><\/a><span style=\"font-weight: 400;\">, you get:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Unbiased guidance<\/b><span style=\"font-weight: 400;\"> \u2014 We work for you, not the insurance companies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Clear comparisons<\/b><span style=\"font-weight: 400;\"> \u2014 No hidden fine print; know exactly what\u2019s included.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Trusted support<\/b><span style=\"font-weight: 400;\"> \u2014 Our licensed agents can help you enroll correctly, so you don\u2019t miss deadlines or paperwork.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Local expertise<\/b><span style=\"font-weight: 400;\"> \u2014 We know the carriers and networks in your area, so you don\u2019t waste time with plans that won\u2019t work for you.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Think of it like having a trusted guide in your corner \u2014 helping you navigate this transition with confidence.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As you narrow down your plan choices, it\u2019s also important to stay informed about potential changes to ACA subsidies for 2026.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Will_ACA_Subsidies_Still_Be_Available_in_2026\"><\/span><b>Will ACA Subsidies Still Be Available in 2026?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One more thing to keep an eye on: the enhanced federal subsidies that helped many people afford their ACA plans are set to expire at the end of 2025, unless Congress renews them.<\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s a good idea to review your income and household size before Open Enrollment \u2014 so you know what you might qualify for. At AHiX Marketplace, our tools automatically calculate your estimated subsidy, so you don\u2019t miss out on savings you deserve.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways_for_Aetna_ACA_Members\"><\/span><b>Key Takeaways for Aetna ACA Members<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span style=\"font-weight: 400;\">Your current Aetna plan stays the same for 2025.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">It ends after December 31, 2025.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">You\u2019ll need to pick a new plan during Open Enrollment, which starts November 1, 2025.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">AHiX Marketplace is here to help you compare plans, check your doctors, see your savings, and enroll stress-free.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_about_Aetna_CVS_Exiting_ACA_Marketplace_in_2026\"><\/span><b>Frequently Asked Questions about Aetna CVS Exiting ACA Marketplace in 2026<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_What_happens_to_my_Aetna_Marketplace_health_insurance_after_2025\"><\/span><b>1. What happens to my Aetna Marketplace health insurance after 2025?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you\u2019re covered by an Aetna CVS Health individual or family plan through Healthcare.gov or your state exchange, your plan will stay the same until December 31, 2025. After that, you\u2019ll need to choose a new ACA-compliant plan for 2026.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tip: Use AHiX Marketplace to easily compare your options before Open Enrollment starts.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Will_I_lose_my_doctors_when_Aetna_leaves_the_Marketplace\"><\/span><b>2. Will I lose my doctors when Aetna leaves the Marketplace?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It depends. Some doctors may be in-network with other insurance carriers. When comparing new ACA health plans for 2026, be sure to check each plan\u2019s network to see if your preferred doctors and specialists are included in the plan you select.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_When_should_I_switch_my_Aetna_Marketplace_plan\"><\/span><b>3. When should I switch my Aetna Marketplace plan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your Aetna plan stays active until <\/span><b>December 31, 2025<\/b><span style=\"font-weight: 400;\">, but you should shop for new coverage during <\/span>Open Enrollment<span style=\"font-weight: 400;\">, which begins <\/span><b>November 1, 2025<\/b><span style=\"font-weight: 400;\">, in most states.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"> For seamless coverage, pick your new plan before <\/span><b>December 15, 2025<\/b><span style=\"font-weight: 400;\">, so it starts on <\/span><b>January 1, 2026<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_can_I_find_the_best_ACA_Marketplace_plan_to_replace_Aetna\"><\/span><b>4. How can I find the best ACA Marketplace plan to replace Aetna?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">People often search: <\/span><i><span style=\"font-weight: 400;\">\u201cBest ACA plan when Aetna cancels my policy\u201d<\/span><\/i><span style=\"font-weight: 400;\"> or <\/span><i><span style=\"font-weight: 400;\">\u201cHow to choose new Marketplace health insurance\u201d<\/span><\/i><span style=\"font-weight: 400;\">. The best plan depends on your family\u2019s needs, doctors, prescriptions, and budget. AHiX Marketplace can help you compare multiple plans side by side, check if your doctors are in-network, and find subsidies that lower your premium.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_get_ACA_subsidies_if_Aetna_cancels_my_Marketplace_plan\"><\/span><b>5. Can I get ACA subsidies if Aetna cancels my Marketplace plan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes! If you qualify based on your household income, you can still get ACA subsidies for 2026 \u2014 but keep in mind, enhanced federal subsidies are set to expire at the end of 2025 unless renewed by Congress<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Do_I_need_to_cancel_my_Aetna_Marketplace_plan_myself\"><\/span><b>6. Do I need to cancel my Aetna Marketplace plan myself?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">No. Aetna will automatically end your plan after December 31, 2025. There\u2019s nothing you need to cancel \u2014 but you <\/span><b>must actively enroll<\/b><span style=\"font-weight: 400;\"> in a new ACA plan to stay covered in 2026.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_if_I_miss_Open_Enrollment_when_Aetna_leaves_the_ACA_Marketplace\"><\/span><b>7. What if I miss Open Enrollment when Aetna leaves the ACA Marketplace?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you miss the <\/span>Open Enrollment window (usually November 1 to January 15), you may not be able to get Marketplace coverage until the next year \u2014 unless you qualify for a Special Enrollment Period<span style=\"font-weight: 400;\"> (like losing your Aetna plan counts!).<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_an_insurance_agent_help_me_find_a_new_plan_when_Aetna_leaves_the_Marketplace\"><\/span><b>8. Can an insurance agent help me find a new plan when Aetna leaves the Marketplace?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Absolutely. A licensed agent can explain plan details, check your doctors, compare costs, and help you enroll correctly.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><b>Pro Tip:<\/b><span style=\"font-weight: 400;\"> AHiX Marketplace connects you with trusted agents at no extra cost.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Want_more_help\"><\/span><b>Want more help?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Visit<\/span><a href=\"https:\/\/www.ahix.com\"> <span style=\"font-weight: 400;\">AHiX Marketplace<\/span><\/a><span style=\"font-weight: 400;\"> today to compare 2026 Marketplace plans and get personalized support so you stay covered, confident, and stress-free.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re one of the many Americans relying on an Aetna CVS Health individual or family plan through the Affordable Care Act (ACA) Marketplace, you\u2019ve likely heard the big news: Starting January 1, 2026, Aetna CVS Health will no longer offer plans on the ACA Marketplace. This change will affect an estimated 1 million policyholders <a href=\"https:\/\/www.ahix.com\/blog\/aetna-cvs-health-to-exit-aca-marketplace-in-2026\/\" class=\"more-link\">&#8230;<\/a><\/p>\n","protected":false},"author":4,"featured_media":1877,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[25,9,117],"tags":[403,404,405,406,407],"class_list":["post-1870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-affordable-care-act","category-health-insurance","category-industry-news","tag-aetna-aca-2026","tag-aetna-cvs-health-marketplace-exit","tag-aetna-leaving-aca-plans","tag-how-to-switch-aca-plans","tag-what-to-do-when-aetna-ends-aca-plan"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/posts\/1870"}],"collection":[{"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/comments?post=1870"}],"version-history":[{"count":5,"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/posts\/1870\/revisions"}],"predecessor-version":[{"id":1882,"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/posts\/1870\/revisions\/1882"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/media\/1877"}],"wp:attachment":[{"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/media?parent=1870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/categories?post=1870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ahix.com\/blog\/wp-json\/wp\/v2\/tags?post=1870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}