NON ACA plans are an affordable alternative for people that want health insurance for an unexpected illness or injury, but can’t afford a 2019 Affordable Care Act (ACA) / “Obamacare” plan. If you’re healthy and don’t need coverage for maternity, mental health, substance abuse, or a pre-existing condition, then a NON ACA/Obamacare plan may be your best choice.
Term Medical 5k, 80/20 $1,000,000 Maximum Benefit
The Affordable Care Act (ACA) / “Obamacare” plans provide coverage for all pre-existing conditions from day 1, without any lifetime or yearly limits for Essential Health Benefits. If you’re receiving medical care and/or prescriptions for a condition you need the insurance company to pay for, or if you qualify for a low income government subsidy to help pay for your coverage, then an ACA/Obamacare plan is probably your best choice. Remember, even though an ACA/Obamacare plan will cover all pre-existing conditions from day 1, you must satisfy your deductible or copay before the insurance company will pay benefits.
The Affordable Care Act (ACA) / “Obamacare” determines who gets subsidies and cost sharing allowances and who doesn't. Which category you fit in will most likely determine which path you take for the 2019 plan year.
The Tax Cuts and Jobs Act of 2017 - signed into law on 12-22-2017, eliminates the Individual Mandate tax penalty for not purchasing an ACA/Obamacare plan. If you purchased a 2018 ACA/Obamacare plan in fear that you would receive a tax penalty, now may be the time to look at an affordable alternative. Families that purchase a NON ACA plan have typical savings of more than $500 per month.
Supplemental plans fill gaps that primary health insurance plans don't cover. Purchasing a primary health plan with a high deductible, then adding a supplemental plan to cover the high deductible can help you save on total premium, while providing immediate coverage for things that would normally be subject to your primary plan deductible.
An online health insurance marketplace where you can easily shop and enroll in the health insurance plans your family needs. Our technology uses direct access carrier feeds for pricing, enrollment and service.
What are your options for the 2019 plan year? Aside from an employer plan, Medicaid or Medicare, government, military or tribal plan, your 2019 plan options are an Affordable Care Act (ACA) / "Obamacare" plan or NON ACA/Obamacare plan.
|Enrollment||Public Obamacare||Employer Group||NON Obamacare|
Unfortunately we don't have any plans available in your area. Please check back with us later, we are always looking for new insurance carriers and plans to offer on the AHiX Marketplace.