Better care starts with knowing that your plan covers everything — including your budget. Use NFIB Health Insurance Exchange to Compare health insurance plans and find a plan that works for you.
Once you’ve found the right plan at the right price, you can apply for health insurance directly through our marketplace. Check out our Qualified, Non-Qualified, and Supplemental Plans now!
Individual health insurance plans cover you in a wide variety of situations, and knowing your options is the first step to get the coverage you need. If you’re on the hunt for affordable coverage, NFIB Health Insurance Exchange is the place to be.
With us, you’ll find all of your options laid out clearly — and you won’t be left in the dark about costs, coverage options, deductibles, or anything else. We’re the best place to find health insurance for individuals, so start searching now!
Looking for health insurance plans for your family? NFIB Health Insurance Exchange has those too!
Family health insurance plans for everyone from newlywed couples to large families with kids all around the house. You’ll find coverage for everyone at competitive rates through the NFIB Health Insurance Exchange.
Short term health insurance plans are often used as a stop-gap in between employment opportunities (or during a big move!), but they have a lot more potential thanks to recent changes.
NFIB Health Insurance Exchange can help you navigate the marketplace and find a short term coverage option that covers what you need when you need it. Don’t pay more than you have to with NFIB Health Insurance Exchange!
Health insurance supplement plans provide first-dollar coverage to fill gaps that primary health insurance plans don’t cover. You can easily offset your base plan deductible or out of pocket expenses by merely adding a first-dollar supplemental plan for accidents, critical illnesses, or hospital admission/confinement.
For instance: What if you need dental work? Supplemental plans can cover that kind of procedure, meaning you don’t have to pay as much out of pocket.
As an online health insurance marketplace, NFIB Health Insurance Exchange allows you to easily shop and enroll in the health insurance plans that your family needs. Our technology uses direct access carrier feeds for pricing, enrollment, and service — meaning we’re a convenient, accurate, and reliable source for your insurance needs.
The Affordable Care Act (ACA) / “Obamacare” provides coverage for all pre-existing conditions from day 1, without any lifetime or yearly limits for Essential Health Benefits. If you’re receiving medical care or prescriptions for a condition you need the insurance company to pay for, or if you qualify for a low-income government subsidy to help pay for your coverage, then an ACA-Qualified plan is probably your best choice.
Guaranteed acceptance during the annual Open Enrollment period from November 1st through December 15th.
NON-ACA plans are an affordable alternative for people that want health insurance, but the full cost of a 2023 Affordable Care Act (ACA) / “Obamacare” plan is too expensive. If you’re eligible and don’t need coverage for maternity, mental health, substance abuse, or a pre-existing condition, then a NON-ACA plan may be a good choice.
Copay Enhanced PPO 6k, 100% $5,000,000 Benefit
The Affordable Care Act (ACA) / “Obamacare” determines who gets government subsidies and cost-sharing allowances and who doesn't. Which category you fit in may determine which path you take for the 2023 plan year.
The Tax Cuts and Jobs Act of 2017 - signed into law on 12-22-2017, eliminates the Individual Mandate tax penalty for not purchasing an ACA/Obamacare plan. If you purchased an ACA/Obamacare plan in fear that you would receive a tax penalty, now may be the time to look at an affordable alternative.
Note: CA, DC, MA, NJ, RI, and VT have enacted their own individual health insurance mandate penalty. Check with your tax advisor for details.
There are 6 different categories of health insurance coverage in the United States. Easily compare the ACA provisions of each with our 2023 Health Plan Grid.
|Enrollment||ACA-Qualified (Obamacare)||NON-ACA||Employer Group|
|NFIB Health Insurance Exchange|
Unfortunately we don't have any plans available in your area. Please check back with us later, we are always looking for new insurance carriers and plans to offer on the NFIB Health Insurance Exchange.